Terms of Service

Use of the Services

The calculators and content on FinlyTips are provided for educational and informational purposes only. We do not provide financial, legal, or tax advice. You are responsible for evaluating the accuracy, completeness, and usefulness of any information and for consulting a qualified professional for advice tailored to your financial situation.

User Responsibilities

• Use the Services only for lawful purposes and in compliance with these Terms.
• Do not attempt to interfere with the security, integrity, or availability of our website.
• Refrain from copying, distributing, or reselling our content or tools without written permission.
• Provide accurate information when subscribing to our newsletter or contacting us.

Account and Newsletter

FinlyTips may offer optional accounts or email subscriptions. You are responsible for safeguarding your login credentials and for all activities that occur under your account. You can unsubscribe from marketing emails at any time using the link in each message.

Intellectual Property

All content, branding, and features on FinlyTips—including calculators, articles, graphics, and logos—are owned by FinlyTips or our licensors and are protected by U.S. and international intellectual property laws. You may use our content for personal, non-commercial purposes. Any other use requires our prior written consent.

Advertising and Analytics

We use Google Analytics to understand how visitors engage with FinlyTips and Google AdSense to display advertising that helps fund our Services. Your interaction with these third-party services is governed by their respective terms and policies. Learn more about how we collect and use data in our Privacy Policy.

Third-Party Links

Our content may link to third-party websites or services we do not control. We are not responsible for the content, policies, or practices of those third parties. Access them at your own risk.

Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. FinlyTips disclaims all warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Services will be error-free, uninterrupted, or secure.

Limitation of Liability

To the fullest extent permitted by law, FinlyTips and its team will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, from your use of the Services. Our total liability for any claim arising out of or relating to the Services is limited to one hundred U.S. dollars (USD $100).

Indemnification

You agree to indemnify and hold FinlyTips, its affiliates, and contributors harmless from any claims, damages, liabilities, and expenses (including legal fees) arising from your use of the Services or your violation of these Terms.

Changes to the Services

We may update or discontinue parts of the Services at any time. We will try to provide advance notice of significant changes when practicable.

Termination

We may suspend or terminate your access to the Services if you violate these Terms or engage in fraudulent or harmful activities. You may stop using the Services at any time.

Governing Law

These Terms and any dispute arising out of or relating to them will be governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any legal action must be brought in the state or federal courts located in Texas, and you consent to their jurisdiction.

Changes to These Terms

We may update these Terms from time to time. When we make changes, we will revise the “Last updated” date above. Continued use of the Services after changes become effective constitutes acceptance of the new Terms.

Contact Us

Questions about these Terms? Email [email protected] and we will be happy to help.